GM Credit Card Explained
GM Rewards™ Mastercard®
Unlock the power of your everyday spending.
Key Features [&] Benefits
- No Annual Fee: Enjoy all the benefits of the card without worrying about an annual fee.
- 30,000 Bonus Points: New cardholders earn 30,000 bonus points after spending $1,000 in the first 90 days.
- Earn Points on Every Purchase:
- Up to 10x Points: On eligible GM purchases.
- 3x Points: On all other purchases, including gas, groceries, restaurants, and travel.
A Special Offer for Our Cardmembers!
The GM Rewards Team is excited to announce a new limited-time offer. From September 3, 2025 to October 31, 2025, new and current GM Rewards Cardmembers can earn up to 50,000 bonus points (a value of up to $500) when they finance or lease a new 2024, 2025, or 2026 model year GM vehicle with GM Financial. You can apply at Ron Westphal Chevrolet or online.
How it Works:
- Your bonus points will be equal to your monthly payment, up to a maximum of 50,000 points. For example, a monthly payment of $400 would earn you 40,000 points.
- You can redeem these points toward your GM Financial Account or use them for other exciting redemption options.
- This offer is available to the primary cardmember only and can be used one time.
Frequently Asked Questions
- Do I still earn my new vehicle points?
Yes, you will still earn the standard points for your new vehicle purchase or lease on top of this bonus offer.
- How long will it take to get my points?
You should receive your bonus points within 30 days of vehicle delivery.
- Can a secondary cardmember use this offer?
No, this offer is only available to the primary GM Rewards Cardmember.
- What if I don’t have a card yet?
You can apply for the GM Rewards Mastercard and be approved at the dealership to take advantage of this offer.
- What if my monthly payment is more than $500?
The maximum number of bonus points you can receive is 50,000 points, which is a $500 value.
*All credit card offers are subject to the terms and conditions of the issuer. Please read all disclosures carefully before applying. This specific offer expires on October 31, 2025.
Want to Talk Auto Finance?
When it comes to financing, that's where our car loan and Chevrolet specialists step in. We're here to help you by going over every option clearly, and will work hard to find the right plan for you. Whether adding accessories or protection packages, or figuring out the final details of your loan or lease package, let us guide you along the way.